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Settle Up – Group Expenses MOD APK 11.0.2247 (Premium Unlocked)

Settle Up – Group Expenses MOD APK 11.0.2247 (Premium Unlocked)

Step Up Labs Premium Unlocked
Reviewed by
kittymeow
Content Editor

Money has a funny way of complicating even the best relationships. A fun trip with friends, a cozy shared apartment, or a romantic getaway can quickly turn awkward when it’s time to split expenses. Receipts get lost, numbers don’t add up, and suddenly someone feels they paid “a bit more than everyone else.” Settle Up – Group Expenses exists to make sure that never happens again.

Designed for real-life situations where multiple people share costs, Settle Up helps groups track expenses, calculate debts, and settle balances fairly without arguments or headaches.

Built for Real Group Spending Scenarios

Unlike basic expense trackers, Settle Up is designed specifically for group-based spending. Whether you’re traveling with friends, living with roommates, managing shared household bills, or splitting costs as a couple, the app adapts to your needs.

It supports:

  • Even splits
  • Weighted splits (not everyone pays the same)
  • Multiple people paying for one expense
  • Income tracking alongside expenses

This flexibility makes Settle Up suitable for everything from weekend trips to long-term shared living.

Clear Debt Calculation That Actually Makes Sense

One of Settle Up’s biggest strengths is its ability to automatically calculate who owes whom – and how much. Instead of dozens of small repayments, the app minimizes the number of transactions needed to settle all debts.

At the end of a trip or billing period, you instantly see:

  • Who should pay next
  • How much each person owes
  • The fastest way to settle all balances

No math. No confusion. No uncomfortable conversations.

Sync, Share, and Collaborate Effortlessly

Settle Up keeps all expenses backed up and synced across the group, ensuring everyone sees the same information in real time. Groups can be shared easily via a link or nearby devices.

Even better, not every group member needs to download the app. Some can simply view expenses through shared access, making it incredibly practical for mixed groups or short-term trips.

The app also supports offline mode, so you can record expenses anywhere – no internet required.

Multi-Platform and Multi-Currency Support

Modern groups don’t live on just one device, and Settle Up understands that. The app works seamlessly across:

  • Android
  • iOS
  • Windows
  • Web

It also supports multiple currencies and exchange rates, making it ideal for international travel. Expenses automatically stay organized even when costs are paid in different currencies.

Designed for Clarity, Not Clutter

Settle Up focuses heavily on clean design and user experience. Expenses are easy to add, review, and filter. Helpful features include:

  • Member statistics and transaction filters
  • Change history and notifications
  • Widgets and shortcuts for quick expense entry
  • Export options via email or CSV

There’s also a view-only mode, perfect for transparency without accidental edits.

Optional Premium Features for Power Users

The free version of Settle Up is already powerful, but the paid plan unlocks extra convenience, including:

  • No ads
  • Receipt photo attachments
  • Expense categories
  • Recurring transactions
  • Extra group color themes

These features are especially useful for long-term groups or users who want deeper organization without sacrificing simplicity.

Keep Friendships Strong, Not Financially Awkward

Settle Up – Group Expenses isn’t just about numbers – it’s about peace of mind. By keeping expenses transparent, fair, and easy to settle, the app helps prevent misunderstandings before they start.

If you travel with friends, share a home, or regularly split costs with others, Settle Up is one of those apps you didn’t know you needed – until you try it. Download it once, and let it quietly handle the money while you focus on enjoying the moments that matter.

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